25% Off Beverly Diamonds Coupon | Apr 2024

Why should you use the Lay-Away Plan?

Their Selection Of Engagement Rings is Extremely Affordable. However, you may not have the money at the time. Instead of saving up and hoping the ring you're absolutely in love with gets bought up by someone else, you could put it on layaway and make sure the ring you want will be there for you when you do have the money, and you can do it without a single cent of interest charged to you! The BeverlyDiamonds.com Lay-Away Plan Offers Their customers greater flexibility while enjoying low prices, no financing charges and NO HIDDEN FEES, Period! Take up to 12 months to pay for your ring and make payments in any amounts you wish. You may also make your payments at any time in the 12 months period. If you fail to pay for your ring in 12 months, it will be credited as a store credit. All deposits and/or payments towards a layaway purchase are on-refundable but can be used as a store credit. You must also agree to all terms & conditions.

How about financing available?

Generally, applying for engagement ring finance is fairly simple. Shop around for a lender who offers prequalification, so that you can get an idea of how much you could be approved for and what your options are across offers from different companies. Once you’ve identified a lender that you feel comfortable with, they will help you to complete the application process. Just don’t lose sight of the fact that prequalification is not approval, and that the terms you agree to in the long run might vary slightly from the ones used for prequalification. This is a useful option if you already know what you want, as you can then apply for online diamond financing. If you meet certain specifications, you could even score a 0% interest rate this way. A mini loan in this form could work out cheaper than a credit purchase. Some companies consider more than credit scores when they evaluate your application. But remember that just because you may qualify for something doesn’t make it a good idea. Consider whether you can afford repayments in your budget. It works similarly to anything else you might want to ring finance – first, you would determine the amount that you would need to pay and apply for that. If your diamond engagement ring financing application is approved, you would use that money to buy the engagement ring.