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What are the rates and terms?

Only a lender can provide you with information on their rates and terms. This will typically happen shortly after your loan request is complete, and if you are connected with a lender. Cash Advance® does not make credit decisions or determine rates and terms. Remember, you are under no obligation to accept the loan offer if the terms are not satisfactory for whatever reason.

Can I qualify for a short-term loan?

You can submit a request for a short-term loan with Cash Advance® if you meet these basic criteria:

• You must have had your current job.

• You must be 18 years of age or older and a citizen or permanent resident of the United States.
• You must meet your Lenders' specific minimum income requirements.
• You must have a current phone number and valid email address.

How and when do I repay the short-term loan?

That depends on the agreement you make with the lender.  Generally, the amount and fees relating to your loan can be withdrawn from your checking account automatically on the due date of your loan. 

What if I'm late in repaying my short-term loan?

That depends on the different policies regarding late payments followed by the lenders. You should review and understand the late payment policy specified in the lender's loan documents before accepting the loan terms and signing the loan agreement. State laws regarding late payment fees determine how much lenders can charge a delinquent borrower in penalties.

What products or services will I receive offers for?

• When you use their service, they first try to connect you with a lender.

• Then you may receive additional ads or offers for lenders or other credit-related products or services like debt relief, credit repair, credit monitoring. 
• You may also receive additional marketing communications from lenders or these other credit-related providers if you are added to their marketing list.