93% Off Goodrx Coupon | Apr 2024

Can I know more about the discount card?

• Use this card for discounts of up to 80%* on most prescription drugs at over 70,000 U.S. pharmacies.

• Get discounts for every member of your family, including pets!No expiration. 

• No fees or obligations. No credit card required.GoodRx is not insurance. Savings based on pharmacy retail price.

Can you tell me what the public programs obtain?

• The government offers several public health insurance programs. Medicare, Medicaid, and the Children’s Health Insurance Program (CHIP) are among the best known. 

• Each has different requirements, restrictions, and coverage.

• Medicare is a federal health insurance program for adults age 65 and over, younger people with disabilities, and those with permanent kidney failure or ALS (Lou Gehrig’s disease). 
• It has different parts and options, such as coverage for prescription drugs.Medicaid provides free or low-cost health insurance to low-income families and children, pregnant women, older adults, and people with disabilities. 
• All but 12 states have expanded eligibility to adults earning up to 138% of the federal poverty limit under the Affordable Care Act (ACA).CHIP offers low-cost health coverage for children in families who earn too much income to qualify for Medicaid. CHIP also covers pregnant women in certain states. 
• All states provide a version of CHIP, but the program’s name can vary. 

What can I learn about private insurance?

• Private — also known as commercial — health insurance is available through employers as well as directly from insurers. 

• Under the ACA, any company with more than 50 workers must offer a basic health plan and cover at least 60% of the cost, or it may pay a penalty.

•  Some of the less common forms of private insurance include:Short-term health plans provide inexpensive, temporary coverage. 

• These plans fall outside ACA rules. They generally don’t cover preexisting conditions and offer such limited benefits that you may pay a lot of money out-of-pocket if you need care.

• Catastrophic health plans operate under ACA rules. But you have to be under age 30 or have a hardship to qualify.

Do I need additional coverage besides Medicare?

• When you first sign up for Medicare, you can choose original Medicare (Parts A and B) or Medicare Advantage, which bundles the parts together. 

• Those who pick original Medicare may add Medicare supplemental insurance, called Medigap, to cover out-of-pocket costs such as deductibles and copays.

•  Enrollees who choose Medicare Advantage may get benefits beyond original Medicare, but they can’t also get Medigap. Some may need Part D coverage for prescription medications.

When can I sign up for health insurance?

• Enrollment periods vary depending on the kind of coverage you’re signing up for. 

• If you have employer-based health insurance, you can compare and switch plans once a year. 

• Open enrollment often lasts a few weeks in the fall. 

• Open enrollment for Medicare runs October 15 through December 7. 

• For many coverage types, special enrollment periods let you sign up after a life change — such as a new job, a move, or a child’s birth — outside open enrollment periods.