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Insured Nomads Frequently Asked Questions
Do I get a plastic ID card mailed to me?
You receive a digital ID card to print, share and add to your digital wallet on your phone (Apple Wallet/Google Pay Wallet). Your digital card should share with someone who is not going with you for easy access in emergency situations.
What is the process once I apply?
Once your application is submitted it is reviewed by their medical underwriting team. This process takes on average 2 business days. If there is more data required due to responses to your health history, you will be contacted to provide that information. This additional information is then processed.
The decision response is sent to you, and if it's accepted as quoted you will receive a payment link to complete the purchase.
If the policy is offered to you at a new price premium due to health question responses, an offer will be sent for you for acceptance followed by the Payment link to complete the purchase.
Soon after the payment is made the policy is issued to you. You will also receive a welcome email with information regarding the non-policy benefits of the INC membership that is included with your purchase so that you may enjoy all the features that are available for wellbeing and safety.
How can I pay for my travel coverage?
Insured Nomads accepts all major credit cards online.
Can I access medical providers of my choice worldwide?
Feel free to choose the provider of your choice. They will work with that provider to directly settle your medical charges with them. If you need help, please contact them and their Global Medical Director will assist you.
I am already on my trip. Can I buy the Insured Nomads travel insurance?
They do recommend you purchase their program before departure but you can still purchase your travel insurance even after departure or anytime during your travels.
Does Insured Nomads provide mental health benefits?
Yes, they offer robust virtual mental health coverage. You can also discuss further options with their Global Medical Director.
How long does it take to get an ID and Payment card?
Once you join the program, you will be forwarded an electronic ID and Payment Card within 24 hours.
What is the maximum trip length?
For trips outside the USA, they can cover up to 364 days of travel. For foreign nationals to the USA, they can cover up to 90 days per trip.
Can I have family members on my business travel trip?
Yes, provided you enroll them before your travels. They have many members who take their family with them on business trips and sojourn on the weekend or post-business trip. Please feel free to add eligible dependents.
Can I appeal the decision on a denied claim?
Yes, you can appeal a denied claim within 90 days of the date the claim is denied. Appeals must be submitted with full details of the reason for the appeal and all supporting documentation via email.
Can I go anywhere in the world for treatment?
You can receive treatment anywhere in the world if you have purchased worldwide coverage. In the USA, prior approval may be necessary.