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How much should I pay for my home insurance?

• Everyone is different, and the amount of insurance you need is based on your personal situation. 

• You are responsible for any costs above and beyond the limits you choose for your policy, so you will want to take into account your ability to pay for those costs out of pocket as well. 

• You should consider how much Loss of Use coverage you would want to help pay for temporary living expenses should you not be able to stay in your home.

• You’ll also consider how much it would cost to rebuild your home and replace all of your belongings, in the event the unexpected happens. Things like special materials or unique features of your home should be considered in that cost, and all personal belongings—from electronics and jewelry to bedsheets and kitchen appliances. 

How can I report a claim?

• Accidents are tough. They make filing your claim easy.

• Tap File a claim or get roadside assistance at the bottom of the home screen in the app.

• Choose File a claim to report your incident anytime directly in the app. It only takes 3 minutes.

• Provide as much information as possible in the app.

• You’ll have the option to add photos to your claim.

• A claims expert will get in touch with you to review your claim and discuss next steps in the process.

What does renters insurance refer to?

• Renters insurance protects you and your stuff when you rent your home. It can help with the costs to replace your stuff if anything is ever damaged or stolen, and it can help protect you if someone is ever injured on your property.

• Pets are not covered as property, so your policy wouldn't pay if they were injured.