Details
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How does the application process work?
- After you get started you will be taken through a quick 4 step application of creating an account with Jora, providing personal and financial information and finally agreeing to the application disclosures before you submit.
- Most applications receive a decision in a matter of seconds once they submit an online application.
- If they are unable to verify any of your application information, you may be required to complete a quick and secure bank eligibility verification. Once complete, you will be notified of your results and in most cases this can be completed in a few minutes.
How much does it cost?
- Your total cost of credit depends upon the state you live in, the amount you borrow, and prior credit or loan history. See What It Costs page for more details specific to pricing and the product(s) available in your state.
- Jora Credit loans are an expensive form of credit and are not suitable for everyone. You must carefully consider your own unique financial situation and make an informed decision about whether or not a Jora loan or line of credit is the right option for you.
How will I know if my application is approved?
- Most applications receive a decision in a matter of seconds once they submit an online application. You will also receive an email notification.
- If they are unable to verify any of your application information, you may be required to complete a quick and secure bank eligibility verification.
- Once complete, you will be notified of your results and in most cases this can be completed in a few minutes.