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The OneFamily Junior ISA helps you invest in your child’s future. Rated Best Junior ISA Provider by MoneyFacts five years in a row. Simple choice of two funds. Capital at risk.Rated Best Junior ISA Provider by MoneyFacts five years in a row. Easy online account management. Simple choice of two funds. Low minimum monthly contribution of £10. Capital at risk.
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Invest £25 a month or £270 a year unless you’re already using your Tax-Exempt Savings Plan (TESP) allowance of £25 a month or £270 a year to the full
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The OneFamily Junior ISA helps you invest in your child's future. Rated Best Junior ISA Provider by MoneyFacts five years in a row. Simple choice of two funds. Capital at risk.Rated Best Junior ISA Provider by MoneyFacts five years in a row. Easy online account management. Simple choice of two funds. Low minimum monthly contribution of £10. Capital at risk.
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Invest towards your future with the OneFamily Lifetime ISA. Simple choice of two funds. Clear fee structure. Easy online account management. Capital at risk. LISA rules apply.Invest towards buying your first home, or retirement with a 25% government bonus! Easy to apply. Online account management. Simple choice of two funds. Capital at risk. LISA rules apply.
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Expiry Date: 05/25/2025
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Expiry Date: 05/10/2025
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Expiry Date: 12/31/2025
OneFamily Frequently Asked Questions
How could I know if my child is eligible for a OneFamily Junior ISA?
They do not already have a Child Trust Fund (CTF) or were born after 3 January 2011 and therefore ineligible for a CTF. If they do have a CTF, it can be transferred into a Junior ISA.
They are under age 16.
They are a UK resident. If they aren’t they can still be eligible if you, as parent or legal guardian, are working overseas as a Crown Servant, or you are married/ in a registered civil partnership with such a person.
What does a Lifetime ISA refer to?
A Lifetime ISA is an individual savings account, which is designed for those aged between 18 and 39 to save towards the purchase of their first home or towards retirement.
There are two types of Lifetime ISA - cash or stocks and shares. OneFamily only offer a stocks and shares Lifetime ISA.
The Government tops up the money invested with a bonus of 25%, up to £1,000 per year, based on the current rules.
You can invest up to £4,000, in this current tax year.
How much can I invest in family bonds?
The Family Bond is a qualifying policy. There is an overall limit of £3,600 per year that can be paid into qualifying policies that you hold. If you have one of these policies, regular yearly or monthly payments will be made and the policy will have an initial payment term of at least 10 years.
The Government has set maximum limits of £25 a month or £270 per year because of the favourable tax treatment. You can make these payments by Direct Debit.