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Lending Point Frequently Asked Questions
How much can I borrow?
Her personal loans range from $2,000 to $36,500. The loan amount you may be approved for depends on your personal credit status and the information you provide during the application process. The maximum loan amount offered depends on what you think you can afford. They take several factors into consideration, including your current DTI (debt-to-income ratio) and PTI (payment-to-income ratio). In which states are
How do I get a loan?
You can use the loan for any legal personal expense or purchase of your choice. Think of it as a debt consolidation loan, wedding loan, unexpected medical expense loan, car repair loan, need vacation loan, or kitchen remodel loan. It's up to you.
What the process is like?
Start with a simple app to view your payment methods without affecting your credit score.
Choose the best loan terms and monthly payments for you, and provide some additional information to complete your application.
Once approved, funds may be credited into your account the next business day.
How will my loan application go smoothly?
First you need to compare loan types and offers. Personal loans have many advantages over other types of financing, but it's important to evaluate all of your options before deciding how to get some extra money.
Next comes the need to plan a budget for your personal loan. Whether you're remodeling your kitchen or planning the perfect wedding, budgeting for your goals and loan amount is an essential step before applying for a personal loan.
Finally, there are documents that may be required for a loan application. Applying for a personal loan may require you to submit documents if your lender cannot verify your identity, income or address during the application process.