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What is travel interruption insurance?
If you are arranging your own holiday and book flights, accommodation and car rental separately, not as part of a package holiday, their Extended Trip Interruption Cover may be ideal as it will cover you for unforeseen events such as natural disasters, outbreaks of contagion illness, strikes or airport closures. Standard cover covers up to ￡2,500 per insured person, and Premium covers you up to ￡5,000.
If the FCDO recommends against travel, what coverage does their policy provide?
Their standard insurance does not cover any issues that may arise and any subsequent claims will be denied if FCDO has advised against all or non-essential travel to a particular country, island or territory and you decide to travel anyway. If you think your trip is essential, please email [email protected] so they can determine if your policy can cover you. If you do not contact them and continue to travel, your policy will not cover any problems you may have and any subsequent claims under any part of the policy will be denied.
Should I opt for an annual multiple trip policy?
If you travel more than once a year, an annual multiple-trip policy may be more appropriate. This covers multiple trips within your chosen destination area over a 12-month period, up to a maximum of 62 days or 92 days, depending on the level of coverage you choose.
I have (or have had) a medical problem, will my insurance cover it?
Their policies can cover many medical conditions. They offer a medical screening process that will tell you whether a claim for your existing medical condition is covered. Certain circumstances may mean you have to pay more to ensure you are fully covered.
I want to take more than 6 weeks off, will this be included in their annual policy?
Yes. Their annual coverage covers up to 62 days on any trip if you choose Standard or Premium, and up to 92 days if you choose Ultimate. Their family policy covers your children 17 and under. If your children are over 18, you can buy a policy in their own name or a group policy that covers you all.