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The Tender Filet (42)
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Editors' Pick 5
Coupons 19
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The Tender Filet Frequently Asked Questions
My catalog said I was approved for a certain amount; why couldn’t I buy a certain product right away?
The Swiss Colony may not approve your request for credit in the full amount for a number of reasons. If they are requesting payment in full, it means they have found a significant issue with your request, including:
Non payment of a previous Swiss Colony Credit account;
- A fraud alert or other restriction on a credit report that does not allow credit to be extended;
- An inability to verify your identity.
If they have asked you to pay some portion of your order total prior to shipment it is generally because:
You have exceeded your pre-approved credit limit；
- You have a payment issue with an affiliated company.
Can Tender Filet Credit by The Swiss Colony negatively affect my credit score?
- Consistent, timely payments are the key to building a positive credit history.
- Therefore, having an open account of any type that has a history of delinquency and missed payments will almost certainly have a negative impact on your credit score.
- Beyond that, credit scoring is a complex process that is based on many factors, so it is difficult to say with certainty what impact any single factor will have on any given consumer' s credit score. It is highly unlikely, however, that having a revolving line of credit in good standing with a company like The Tender Filet will adversely affect your credit score.