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Zebit (30)
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Editors' Pick 5
Deals 30
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Details 05/14/2025
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Zebit Frequently Asked Questions
Do I have to have good credit to be approved?
They don't need FICO scores to get credit for shopping at Zebit. Instead, they will consider a variety of factors from professional credit reporting agencies and their own criteria to determine your eligibility. Not all applicants will be approved for credit.
Does Zebit check credit?
Zebit does not extract FICO scores and will not make inquiries that affect your FICO score. They do pull data from certain professional credit reporting agencies to verify information like your identity, employment and/or income to determine how much credit they can give you to shop on Zebit. This may appear as a soft pull on your credit report, but it will not affect your FICO credit score. Not all applicants will be approved for credit.
How does Zebit work?
Zebit is a marketplace with thousands of top brands that you can buy now and pay within six months. Their goal is to make purchasing and repayment as easy as possible, allowing you to enjoy a hassle-free shopping experience.
Tell them a little bit about you, and if approved, create your password. You will receive a spending limit and a percentage down payment. You can then access Zebit Marketplace for over 1500 top brands in over 80 categories.
Zebit does not approve orders 100%. Every order is assessed and underwritten at checkout using a variety of factors to ensure responsible spending. If the order is approved, you will be required to pay a deposit of 20% to 35% at checkout.
For your convenience, you can use the payment card on file to make instalments over the next 6 months. The frequency of your payments will depend on how often you get paid. For example, if you are paid every two weeks, you will be paid 12 installments over the next 6 months.